Salary Calculator 2026 — Gross to Net
See what you actually take home
Monthly cost × 12 months: €18.999. The 2 extra salaries (bonuses) add €3.167 to the annual total.
If the annual cost is spread evenly over 12 months: €1.847/month.
Indicative calculation based on the 2026 tax scale (Law 5246/2025): 9% / 20% / 26% / 34% / 39% / 44%, tax credit & youth/family incentives, e-EFKA contributions 13.37% (employee) + 21.79% (employer), ceiling €7,761.94/month. Not official tax advice.
How net salary is calculated in Greece (2026)
Net salary is what remains from gross pay after two deductions: employee social-security contributions to e-EFKA (13.37% of gross, capped at €7,761.94/month) and income tax, applied to taxable income (gross minus contributions) under the 2026 tax scale (Law 5246/2025).
| Annual income | Rate |
|---|---|
| €0 – 10,000 | 9% |
| €10,001 – 20,000 | 20% |
| €20,001 – 30,000 | 26% |
| €30,001 – 40,000 | 34% |
| €40,001 – 60,000 | 39% |
| > €60,000 | 44% |
A tax credit is then subtracted (€777 with no children, up to €1,340 with four), reduced by €20 per €1,000 of taxable income above €12,000. Reduced rates apply in 2026 for employees up to 30 and for parents — see the FAQ below.
On top of gross salary, the employer pays 21,79% in employer contributions — the total employer cost is shown in the blue card of the calculator.
Examples: gross to net (14 payments, no children)
| Gross / month | EFKA | Tax | Net / month | Net / year |
|---|---|---|---|---|
| €920minimum | − €123 | − €25 | €772 | €10.803 |
| €1.000 | − €134 | − €39 | €827 | €11.577 |
| €1.200 | − €160 | − €77 | €962 | €13.469 |
| €1.500 | − €201 | − €135 | €1.165 | €16.307 |
| €2.000 | − €267 | − €248 | €1.484 | €20.782 |
| €2.500 | − €334 | − €371 | €1.794 | €25.122 |
Indicative figures for an employee over 30 with no children. Younger employees and parents take home more — use the calculator for your exact case.
Minimum wage 2026: €920 gross
From 1 April 2026 the statutory minimum wage for full-time employees is €920 gross per month (a 4.55% increase from €880), with a minimum daily wage of €41.09. That corresponds to roughly €772 net per month for an employee with no children on 14 payments. See detailed figures, history and seniority increments in the full 2026 minimum-wage guide.
Looking for a better-paying job? Find open positions on Joberos — hospitality, retail, tourism and more, with the salary shown on the listing.
Frequently asked questions
How is net salary calculated from gross in Greece?
Two deductions are applied to gross pay: employee social-security contributions (e-EFKA, 13.37%) and income tax based on the 2026 tax scale (Law 5246/2025), after subtracting the tax credit. Net salary = gross − EFKA − income tax.
What is the net amount of a €1,000 gross salary in 2026?
Around €827 net per month, for a full-time private-sector employee over 30 with no children, paid in 14 instalments. Use the calculator above for your exact case.
What is the minimum wage in Greece in 2026?
From 1 April 2026 the statutory minimum wage is €920 gross per month (14 payments) and the minimum daily wage is €41.09. That corresponds to roughly €772 net per month for an employee with no children.
What is the difference between 12 and 14 salary payments?
Most private-sector employees in Greece are paid 14 times a year: 12 monthly salaries plus the Christmas bonus (1 salary), Easter bonus (half) and leave allowance (half). Choosing 12 spreads the same annual amount over 12 payments.
Do young employees pay less tax in 2026?
Yes. Under Law 5246/2025, employees up to 25 years old pay 0% tax on annual income up to €20,000, and those aged 26–30 pay 9% in the €10,000–20,000 bracket instead of 20%.
How do children affect income tax?
Children lower the tax in two ways: reduced rates in the €10,000–30,000 brackets (e.g. the second bracket drops from 20% to 18%/16%/9% for 1/2/3 children and to 0% for 4+), and a higher tax credit (€777 with no children up to €1,340 with four).
How much does an employee cost the employer?
The employer pays the gross salary plus 21.79% employer social-security contributions. For example, a €1,000 gross salary costs the employer about €1.218 per month.